Health Insurance
Medicare and Open Enrollment – Do You Qualify?
Medicare is a federal health insurance program that covers people who are 65 and older, in addition to certain younger people with disabilities or with end-stage renal disease. If you’re 65 or older, you may qualify for full Medicare benefits if: you’re a U.S. citizen or a permanent legal resident who has lived in the…
Read MoreLife Insurance for Your Parents – Getting Help with Funeral Costs
This may be a difficult question, but do you know how you will pay for your parents’ funeral expenses? Although death is a fundamental part of life, and something we all must face, planning for it is something many of us would rather not think about. While some financial assistance programs may be available to…
Read MoreRecently lost your job? How to Get Health Insurance
Throughout much of 2020, the COVID-19 pandemic has devastated the U.S. economy, causing massive layoffs and forcing millions out of work. The numbers so far are staggering. The U.S. Bureau of Labor Statistics found that the unemployment rate sharply increased in April by 10.3 percentage points to 14.7 percent as the number of unemployed persons…
Read MoreWhat You Need to Know About Health Insurance Deductibles and Premiums
Purchasing health insurance is a pretty important part of life, but the process isn’t always easy. How do you know whether you are getting a good deal or even one that matches your unique healthcare needs? Thankfully, there are a few basic pieces of information that can help take the mystery out of finding the…
Read MoreWhat’s the Difference Between Medicare and Medicaid?
Medicare and Medicaid are two programs enacted by the federal government. However, Medicaid is truly administered at the state level. Both of these insurance plans were created in 1965 by the Johnson administration. These programs are designed to provide healthcare coverage to people who meet certain eligibility guidelines. Each program has its own benefits, and it’s important…
Read More3 Mistakes to Avoid When Choosing Your Medicare Plan
From October 15 to December 7 each year, you get the chance to plan for your healthcare needs for the upcoming year. Although it’s not quite as exciting as making New Year’s resolutions or enjoying a winter holiday, the annual Medicare open enrollment period is something to look forward to. There are not many chances…
Read MoreMedicare Open Enrollment: What You Need to Know
The world of healthcare coverage can be complicated, and few topics lead to more confusion than Medicare. In addition to sparking political arguments that have probably become a holiday dinner tradition, the program’s many features can make it feel like you need a Ph.D. to understand your policy. Fortunately, we have broken down the main…
Read MoreHow to Choose a Health Insurance Policy
Are you happy with your healthcare, or have you seen your rates climb without any improvement in your level of coverage? Whether you’re considering a switch or you’re looking into health insurance for the first time, the choices may seem overwhelming. Talk to Your Primary Care Physician First You may have found the Cadillac of health insurance…
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